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Digital Banking Tools

Exactly what you need, right when you need it


Best Online Savings Account

Forbes 2021


One of America’s Best Banks

Forbes 2021


Best Savings Account

GOBankingRates 2021


Earn up to 0.61% APY*
Free ATM card upon request
Suite of digital money management tools
No maintenance fees
No monthly minimum balance requirements
$250 minimum balance to open an account
(Limit one per customer)
UP TO 0.61% APY

High Yield Savings Rates

Basic Interest Checking Rates & APY
Balance APY* Rate
$0 - $9,999.99 0.61% 0.61%
$10,000 - $24,999.99 0.61% 0.61%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.25% 0.25%
>$100,000 0.15% 0.15%

Your APY is based on the tier in which your end-of-day balance falls and will apply to your full balance. APYs are subject to change.

Let’s make it rain with extra interest earnings!

Open an Account

Helpful Banking Features

Bank, Borrow, and Invest, in one single app!

Invite Friends

Help a friend bank smarter to fit their busy lifestyle. When your friend meets our welcome bonus requirements, we’ll deposit $20 into your account – and theirs!

Update Beneficiaries

We take care of you so you can take care of your loved ones. Update your account beneficiaries directly from online banking.

Account Alert

Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email.

Debit Card

Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.

Biometric Authentication

Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication.

Virtual Financial Assistant

Got banking questions? Evo has answers! Evo is your virtual bank teller that’s here to meet your banking needs, 24/7. Simply log in and ask away.

Security You Can Count On

2-Step Authentication

For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.

Anti-Virus and Malware Protection

We execute regular updates to detect and prevent viruses and malicious software.

Usernames and Passwords

We do not and will not share your usernames or passwords.

SSL Encryption

Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.

Automatic Logout

Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.

Account Monitoring

All accounts are regularly monitored for potential fraud.

Ready to apply?

All you need is a valid ID, your Social Security number, and 15 minutes.

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